Easy Application
Opening a US bank account online is straightforward with just a simple form.
open us bank account
Open a US Bank Account and Accept Payments Globally
Not a US resident but want to open a bank account in the USA without leaving home? Incorporate Wise can help you do it online in just 3-5 days, with expert guidance and customized solutions to meet your business needs.
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Why Choose Incorporate Wise for Your US Business Bank Account
We partner with banks and financial providers to offer diverse options. Each application is tailored to your unique business needs, whether you're a US citizen or not. Open an American bank account online confidently with Incorporate Wise.
Trusted Bank Partners
Make an informed choice from a range of reputable banks and financial services.
Guided Support
Get personalized assistance for a successful US bank account, even as a non-US resident.
Ensuring Compliance
A business bank account is crucial for accurate financial records and tax filings.
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Streamlined US Bank Account Setup
Simplify US transactions with a customized bank account for e-commerce, freelancers, and startups. Accept international transfers and manage personal and business assets with ease.
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The Process Explained
After obtaining your EIN, we guide you through a series of essential questions to better understand your business. Your application is reviewed by the bank within 3-5 days, and once approved you can expect to receive a physical debit card.
Select a bank
Choose from a range of reputable banking partners that match your specific preferences.
Fill out the form
Submit essential information and your account preferences through our online form.
Await approval
Once we receive your EIN, our agents submit your application within one day.
Account activation
Once approved, your bank account becomes active and you'll be able to receive payments.
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Got Questions?We got the answers
Everything you need to know about the product and plans. Can't find the answer you're looking for? Please contact us.
Do I need a business bank account?
A business bank account is essential for separating your personal and business finances, maintaining accurate records, and complying with tax regulations. It also provides a professional image for your business and enables you to send and receive payments on behalf of your company globally.
Can non-US residents open a US business bank account?
Yes, non-US residents can open a US business bank account. However, some banks may have specific requirements or restrictions for certain nationals or residents. Incorporate Wise can guide you through the process and find a suitable banking partner based on your personal circumstances.
What documents do I need to open a business bank account?
The application documents and process may vary depending on each banking partner. Generally, you will need your company formation documents, EIN, and proof of identity.
Can Incorporate Wise help me open an account with any bank?
Incorporate Wise works with a range of reputable banking partners to help you find the right fit for your business. While we can't guarantee assistance with every bank, our team will do their best to accommodate your preferences.
How long does it take to open a business bank account?
The application period varies depending on the bank and the completeness of your application. With Incorporate Wise's assistance, the process typically takes between 3-5 business days.
Are there any fees associated with opening a business bank account?
Transaction fees vary depending on the financial institution and the type of account you choose. Some banks may offer free business accounts, while others may charge monthly fees or require a minimum balance. Incorporate Wise can help you find a banking partner that meets your needs and budget.
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Trusted Worldwide: Serving Across 170+ Countries
Read success stories from small business owners to enterprises! Visit our clients' experiences below and discover how Incorporate Wise can help you turn your dream business into reality.
I have always received an immediate response. The quick response time from Incorporate Wise has truly made a difference in my interactions with the company. From assistance with company formation to the seamless process of opening a bank account, my overall experience has been great. Incorporate Wise's dedication to efficient and responsive service has truly stood out to me.
Talal Ahmed Raza
Fashion Retailer
Paul M.
Small Business Owner
I had a tax penalty due to unfinished post incorporation process & income taxes. Incorporate Wise helped me to get my 83b form submitted and finish my post incorporation. Now with almost $400 I saved almost $10k in such a short time.
Amr Maged
Amazon FBA
Incorporate Wise is excellent. All responses to my emails were quick, professional and to the point. When I needed arabic speaker to explain my query in deep, i immedialely got very good candidate.
Fatih Kadir Akın
Creator
Incorporate Wise was very supportive during the establishment process of the US company I set up for my e-books. They have organized every step so well that you're left with no question marks in your mind. They deserve every user and more!
Sultan Al Suwaidi
Ecommerce Founder
I recently used Incorporate Wise to set up my business in the United States, and I was very impressed with the service. The process was smooth and easy, and the customer support team was very helpful and responsive.
Start Your Journey With Us
Take your business to the next level with our team of experts. You focus on your passion while we handle the complicated paperwork.